12 Cheapest and Safest Places to Live in Arizona

We found the cheapest and safest places to live in Arizona so that you can find an affordable, yet secure city or town to live.

With its vast stretches of desert beauty and communities brimming with activity, Arizona can surprise people by being both affordable and safe in certain areas.

This guide will break down locations that are known for balancing reasonable costs with secure environments and local charm.

Hopefully, this overview will provide useful insights for anyone considering relocating to the Grand Canyon State.

Methodology

To find the most affordable and safest places to live in Arizona, we looked into trusted data sources, taking into account factors like cost-of-living scores, housing price trends, safety ratings, and even tax implications.

The cost-of-living index compared everyday expenses against national benchmarks, while home prices revealed how easy or difficult buying property might be.

Crime statistics offered a glimpse into the relative safety of each area, and recent patterns in these data points ensured our list is relevant for today’s needs.

By combining numbers with the charm of local attractions, we aimed to provide a thorough resource for those seeking the safest and most affordable places to live in Arizona.

The 12 Cheapest and Safest Places to Live in Arizona

12. Casa Grande

Cost of Living Index: 7% Below US Average
Median Home Prices: $270,000
Crime Index: 15% Below US Average
Location: Check on Google Maps

Casa Grande, situated in a spot between Tucson and Phoenix, offers a lifestyle that’s a bit quieter while still providing modern amenities.

It is, as some might say, a little oasis of affordability with a touch of historic charm. The area features the fascinating Casa Grande Ruins and a lively downtown filled with local shops and restaurants. Families and retirees often choose this city for its parks and affordable housing options, which make daily life just a little bit easier.

11. Sierra Vista

Cost of Living Index: 8% Below US Average
Median Home Prices: $245,000
Crime Index: 20% Below US Average
Location: Check on Google Maps

Sierra Vista, set in the southern portion of Arizona, is surrounded by mountains that create breathtaking views. Its connection to Fort Huachuca, a historic army base, brings a sense of community to the area.

Bird enthusiasts particularly enjoy the Ramsey Canyon Preserve, which is known for its incredible diversity of species. The city is not just affordable but also fosters a laid-back atmosphere, making it great for those who might prefer a slower pace of life.

10. Prescott Valley

Cost of Living Index: 5% Below US Average
Median Home Prices: $320,000
Crime Index: 18% Below US Average
Location: Check on Google Maps

Prescott Valley, located just a short distance from Prescott, has grown into a community that’s known for being both family-oriented and budget-friendly.

Residents enjoy the nearby Fain Park, which offers fishing and trails, and the Prescott Valley Event Center, where various entertainment activities take place.

If you’re after a blend of modern comforts and a slower pace, Prescott Valley might just be your kind of place and we think is one of the top safe and affordable places to live in Arizona.

9. Bullhead City

Cost of Living Index: 12% Below US Average
Median Home Prices: $215,000
Crime Index: 10% Below US Average
Location: Check on Google Maps

Bullhead City, found along the Colorado River, combines scenic beauty with a cost of living that is hard to beat.

The riverfront provides endless opportunities for boating, fishing, and relaxation, while the close proximity to Laughlin, Nevada, adds entertainment and employment options.

Many retirees, as well as families, appreciate its affordability and easy access to outdoor fun.

8. Yuma

Cost of Living Index: 9% Below US Average
Median Home Prices: $230,000
Crime Index: 14% Below US Average
Location: Check on Google Maps

Yuma, known for having more sunshine than almost anywhere else, offers affordability alongside vibrant outdoor opportunities.

The historic downtown area features charming shops and eateries, and the nearby Colorado River allows for kayaking and scenic picnics. It is, arguably, one of the warmest and friendliest places for families or retirees looking to save on costs, making it one of the best safest and cheapest place to live in Arizona.

7. Apache Junction

Cost of Living Index: 10% Below US Average
Median Home Prices: $240,000
Crime Index: 22% Below US Average
Location: Check on Google Maps

Apache Junction, nestled near the Superstition Mountains, tends to attract outdoor enthusiasts who appreciate nature’s beauty. Lost Dutchman State Park offers excellent trails, while Canyon Lake provides a peaceful setting for kayaking or fishing.

This town, with its small-town feel and affordable housing, remains a top pick for anyone who wants to enjoy a bit of outdoor adventure.

6. Flagstaff

Cost of Living Index: 6% Below US Average
Median Home Prices: $380,000
Crime Index: 25% Below US Average
Location: Check on Google Maps

Flagstaff, perched near the San Francisco Peaks, offers a cooler climate and some of Arizona’s best outdoor activities.

Hiking trails, winter skiing, and a charming downtown scene filled with unique shops and cafes all add to its appeal. Though a little pricier, its safety and vibrant atmosphere make it a solid option for nature lovers.

Those seeking a safe and cheap place to live in Arizona with a bit of a walkable downtown should strongly consider Flagstaff.

5. Oro Valley

Cost of Living Index: 7% Below US Average
Median Home Prices: $350,000
Crime Index: 28% Below US Average
Location: Check on Google Maps

Oro Valley, situated near the edge of Tucson, features stunning Catalina Mountain views and a serene environment.

With plenty of hiking trails, well-maintained parks, and even an annual music festival, the city manages to mix relaxation with activity. Families and retirees alike are drawn to its safety and charm, making it one of the most affordable and safest places to live in Arizona for virtually every generation.

4. Sedona

Cost of Living Index: 4% Below US Average
Median Home Prices: $390,000
Crime Index: 30% Below US Average
Location: Check on Google Maps

Sedona, famous for its stunning red rock landscapes, is an artist’s haven as well as a retiree’s paradise.

The town blends affordable living with cultural enrichment through galleries, boutique shopping, and outdoor adventures. It is, without a doubt, a beautiful and tranquil place to call home, making it one of the most aesthetically pleasing cheapest and safest places to live in Arizona.

3. Chandler

Cost of Living Index: 8% Below US Average
Median Home Prices: $370,000
Crime Index: 32% Below US Average
Location: Check on Google Maps

Chandler is a city that is part of the expansive Phoenix metro area and is a vibrant city that combines modern amenities with a safe and family-oriented atmosphere.

Known for its strong job market, particularly in the tech and finance industries, Chandler attracts professionals seeking growth alongside affordability.

The city offers an array of parks, including the popular Veterans Oasis Park, which features trails and wildlife viewing. The downtown area has a lively charm with its local restaurants, art walks, and events.

With a cost of living that is competitive and crime rates significantly lower than the national average, Chandler is a top contender among the safest and most affordable places to live in Arizona.

2. Gilbert

Cost of Living Index: 6% Below US Average
Median Home Prices: $360,000
Crime Index: 35% Below US Average
Location: Check on Google Maps

Gilbert is also part of the larger Phoenix metropolitan area and can be described as a town that has transformed into a vibrant yet peaceful community.

It’s known for its excellent schools and family-friendly neighborhoods. As a result, Gilbert might be one of the safest and most inviting options in Arizona.

The downtown Heritage District offers unique dining and shopping experiences, while the Riparian Preserve at Water Ranch provides an oasis for nature enthusiasts. For those who enjoy a balance of affordability and suburban charm, Gilbert is certainly worth considering.

1. Queen Creek

Cost of Living Index: 7% Below US Average
Median Home Prices: $340,000
Crime Index: 40% Below US Average
Location: Check on Google Maps

Queen Creek, located in a more rural corner of the Phoenix metropolitan area, is a place where community spirit and safety come together beautifully.

The town features spacious parks, equestrian trails, and the charming Schnepf Farms, which hosts seasonal events and fresh produce markets.

With its lower-than-average crime rates and affordable housing options, this growing community tends to attract families looking for a quiet, welcoming environment.

Queen Creek stands out as the cheapest and safest place to live in Arizona while still offering a wonderful quality of life.

Frequently Asked Questions

What is the cheapest and safest place to live in Arizona?

Queen Creek tops our list as the safest and most affordable place to live in Arizona, offering low housing costs and one of the state’s best safety ratings.

How did you determine the rankings for this list?

We analyzed factors like cost of living, median home prices, crime rates, and recent trends from credible data sources. Points of interest and overall charm were also considered to create a well-rounded list.

Are these cities good for families?

Yes, many of the cities listed, such as Gilbert and Chandler, offer excellent schools, family-friendly parks, and safe neighborhoods, making them ideal for families.

Are there job opportunities in these areas?

Several of these cities, like Chandler and Gilbert, are part of the thriving Phoenix metropolitan area, which has a robust job market in tech, healthcare, and education.